According to this Wiki definition, Ripple is a payment system, currency exchange and remittance network.
http://en.wikipedia.org/wiki/Ripple_%28payment_protocol%29
I think the criticism came from the fact that the poster is new here, and, based on his activity does not seem to have any interest in Goldcoin which is the general focus of this website. The post was also originally (and incorrectly) submitted to the news section.
Its correct that I am pretty new here and a new crypto currency enthusiast. Found Goldcoin and forum a great place and wanted to discuss NoFiaCoin as this is perhaps only digital currency in the market which is backed by bullion. I hope I have created this thread in a proper place!
Would like to make an addition about Ripple....
Ripple is a bridge or universal translator between currencies. Ripple enable a user holding only BTC, LTC, NMC, or NoFiatCoin-XNF to make purchases from a vendor accepting only USD, EUR, or GBP. Cross-currency payments is a killer feature.
Due to an inaccurate and outdated attack campaign led by tradefortress, in favor of his vested interests, Ripple is widely misunderstood.